Insurance, less confusing.
Practical, jargon-free guides on managing Australian insurance: renewals, cover you already have, and the fine print that actually matters.
Fleet insurance under 15 vehicles: how small businesses manage multiple car insurance policies
Fleet policies usually start at 15 vehicles, so small businesses end up juggling a dozen individual comprehensive policies with no tools from insurers to manage them. Here is a system that works.
Tool insurance for tradies: covering the gear that earns your living
A tradie's tools are the business — and the most commonly stolen, least correctly insured asset in it. Here is how tool cover actually works, and the exclusions that sink claims.
Does home insurance cover a home business in Australia
Around a million Australian businesses are run from home — most of them assuming home and contents insurance has it covered. It usually doesn't, and the gaps show up exactly when it matters.
Business interruption insurance: claims and cost (Australia)
Property insurance rebuilds the shop; business interruption cover pays the rent and wages while it happens. It is the cover most small businesses skip — and the one that decides whether they reopen.
Professional indemnity vs public liability: which one does your business need?
One covers a ladder through a window, the other covers advice that cost a client money. Plenty of small businesses need both — and the difference matters most on the day a claim arrives.
Public liability insurance for small business: what it covers and why clients demand it
Public liability is not legally compulsory for most businesses, yet almost every contract and site induction demands it. Here is how it works, what it excludes, and how to stop certificate-of-currency requests derailing your week.
All guides by topic
Every article on the site, grouped the way we write them — not just the latest six cards.
Car
- Does car insurance cover hail damage?
- Comprehensive vs CTP (compulsory third party)
- Do you actually need comprehensive car insurance?
- Car insurance excess explained (Australia)
- What happens when your car is written off?
- No claim bonus explained (Australia)
- Agreed value vs market value car insurance
- How to automate your car insurance renewal reminders
- What happens if your car insurance lapses in Australia
Home
- Contents insurance for renters: what it covers and why it matters
- Does home insurance cover flood damage? (Australia)
- Underinsurance in Australia: how to check your home and contents cover
- Home and contents insurance explained (Australia)
- Landlord insurance explained (Australia)
- Home insurance sum insured: rebuild cost, not value
Small Business
- Fleet insurance under 15 vehicles: how small businesses manage multiple car insurance policies
- Tool insurance for tradies: covering the gear that earns your living
- Does home insurance cover a home business in Australia
- Business interruption insurance: claims and cost (Australia)
- Professional indemnity vs public liability: which one does your business need?
- Public liability insurance for small business: what it covers and why clients demand it
- What insurance does a small business need in Australia
Guides
- How long does an insurance claim take in Australia?
- How to store insurance policies digitally (Australia)
- Is bundling your insurance policies worth it?
- How to read a PDS: the sections that decide claims
- What is a certificate of currency? (Australia)
- How to make an insurance claim (step-by-step)
- The cooling-off period for insurance in Australia
- How to organise your insurance documents (properly)