Insurance, less confusing.
Practical, jargon-free guides on managing Australian insurance: renewals, cover you already have, and the fine print that actually matters.
Health·7 min read
Health insurance waiting periods: can they be waived?
Every health policy makes you wait before you can claim — up to 12 months for pre-existing conditions and pregnancy. Here is how the waits work, what counts as pre-existing, and why switching funds does not restart the clock.
24 July 2026
Health·8 min read
Private health insurance basics (Australia)
Hospital, extras, LHC loading, the Medicare Levy Surcharge — private health insurance has its own language. Here is a plain-English guide to how it works in Australia and the tax rules that affect it.
2 July 2026