Insurance, less confusing.
Practical, jargon-free guides on managing Australian insurance: renewals, cover you already have, and the fine print that actually matters.
Contents insurance for renters: what it covers and why it matters
Your landlord's insurance covers the building — not a single thing you own inside it. Renters contents insurance covers your belongings and, crucially, your legal liability. Here is what it includes and how to size it.
Does home insurance cover flood damage? (Australia)
Flood, storm, stormwater run-off — Australian home policies treat them differently, and the distinction decides whether a claim is paid. Here is what 'flood' actually means on your policy and how to check.
Underinsurance in Australia: how to check your home and contents cover
If your sum insured is too low, a claim may not rebuild what you lost. Here is how Australians can check for underinsurance before the next storm season.
Home and contents insurance explained (Australia)
Building, contents, or both? Here is a plain-English guide to how home and contents insurance works in Australia — what each part covers, and how to set the sum insured so you are not caught short.
Landlord insurance explained (Australia)
A standard home policy won't cover lost rent or tenant damage. Landlord insurance fills those gaps. Here's what it covers in Australia and how to decide whether you need it.
Home insurance sum insured: rebuild cost, not value
The sum insured is the ceiling on what your home insurer will pay in a total loss. Get it wrong and you're paying premiums for cover you don't actually have.